If anyone has seen those commercials for Capital One, they heavily advertise the option of being able to upload your own picture for use as your credit card. 

Hey, cool!  So I uploaded this picture for use - which Btw, I occasionally use as my desktop picture.

I have a thing for marmots and rodents, so that's why I like this picture.

I recieved this response from Capital One:

Sorry, we were unable to approve the image you submitted
Sorry the image you submitted for your Capital One® Image CardSM has been rejected. We will not approve any images that contain the following: Celebrities such as actors, musicians, athletes, or cartoons.

Interesting...  I didn't know this marmot was a celebrity.  Dang.